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  1. The visitor/user of the pages and services of the website must carefully read these terms of use and, in case of disagreement with any of them, he MUST NOT USE the website. By using our website, the visitor/user automatically agrees to all terms and conditions and represents that it has the right, authority, and capacity to enter into these Terms. The legal information and these terms of use govern all pages of this website, unless it is expressly stated otherwise on a specific page.
  2. Access to the pages and services of this website does not require the payment of any fee. The visitor/user is solely responsible for the provision of the equipment and technological means, necessary to access the services of the website, as well as for the payment of any fees to internet access service providers. By visiting the website, the visitor/user of its pages and services accepts that its use is at his/her own risk and that EMFI S.A. and the persons involved in the creation, production and operation of the website are not liable, even through negligence, for any direct or indirect damage caused to anyone, especially from access, use and navigation on the website, from “downloading” of any material, text, data, images, video or audio files from it, as well as from any virus, bug, human action or omission, from any computer system, telephone line, hardware, software or software malfunction or from any other error, omission or delay in transmission from the computer or network connection.
  1. Under no circumstances should EMFI S.A. be held responsible for the accuracy, clarity and completeness of the information and the general content of the website, as well as for the availability and suitability of the products and services described or displayed on it. The information, services and the general content of this website are provided “AS THEY ARE”, without any warranty, expressed or implied in any way, regarding to them.
  1. The entire content of this website, including indicatively and not restrictively, texts, names, trademarks, logos, graphics, photographs, video or audio files and generally any kind of files constitutes intellectual property of the company, registered trademarks and service marks of EMFI S.A. (with the exception of the expressly recognized rights of third parties), which are regulated by the relevant provisions of Greek law, European law and international conventions and treaties. It is expressly prohibited to reproduce, republish, copy, store, sell, transmit, distribute, publish, perform, download, translate, modify in any way, in part or in whole, without explicit prior consent of EMFI S.A., unless otherwise specified herein. The user/visitor accepts that anything contained in the pages of this website is a registered trademark or intellectual property product of EMFI S.A. or third parties (used under license) and therefore unauthorized use may result in a penalty or fine.
  1. The visitor/user of this website must comply with the provisions of Greek, European and international law, in particular with the legislation οn telecommunications, and must refrain from any illegal and abusive use of its content and services. The user/visitor will be held fully responsible for any damage caused to EMFI S.A. or to third parties as a result of improper or unfair use of the services of this website.
  1. Illegal or unfair conduct: The visitor/user of this website must not publish or transmit to it any pornographic, obscene, indecent, unholy, defamatory, abusive, threatening, illegal or other material that could constitute or encourage behaviour that could constitute a criminal offence, cause civil liability, or generally violate any provision of law. EMFI S.A. and all persons involved in the creation, production and operation of this website are not liable for any property damage or moral damage caused to third parties as a result of the above-described illegal or unfair conduct of a visitor/user of the website.
  1. Hyperlinks: EMFI S.A. does not control, nor is responsible for the availability, content, personal data protection policy, quality and completeness of the services of other websites and pages to which this website refers through hyperlinks or banners. For any issues encountered during the visit / use, the visitor / user must address directly to the respective websites and pages, which are solely responsible for the provision of their services. It is expressly stated that EMFI S.A. does not adopt or accept nor is related in any way with the content or the services of the websites and pages, to which this website refers through hyperlinks or banners.
  1. The management and protection of the Personal Data of the visitor / user of this website is subject to these terms of use and is governed by the relevant provisions of Greek law (Law 4624/2019, as in force) and European law and, in particular by the Regulation (EU) no. 2016/679 “General Data Protection Regulation”, called GDPR (General Data Protection Regulation), which came into force on 25.05.2018. The use / visit of the website implies acceptance of the terms of protection of personal data of users / visitors. If a visitor / user does not agree with the terms of protection of personal data provided herein, he/she must not use the services of this website.
  1. This website uses “cookies”, a technology used to identify the visitor/user of certain services and web pages of this website. Cookies are small text files that can be stored on the terminal device of each visitor/user. so as to facilitate access as well as the electronic security of the visitor/user on specific pages and services of this website or for statistical purposes. The visitor/user can configure his/her server in such way that he/she is notified of the use of cookies on specific pages/services of this website and can have the option of not allowing the acceptance of the use of cookies.
  1. Review of the present terms: EMFI S.A. reserves the right to review in whole the present legal information at any time and for any reason, without prior notice. Users/visitors should always check for possible changes and if they continue to use the service, it is presumed in any case that they accept the modified terms and conditions. Otherwise, they must refrain from using/visiting this website.
  1. Applicable law: These terms of use, as well as any modification thereof, are governed and supplemented by the provisions of Greek law, of the EU law and all the relevant international treaties. If any provision is found to be contrary to the law, it shall automatically cease to apply, without affecting the validity of the other terms. Any amendment to the provisions of this contract shall be in writing and incorporated into the contract, otherwise it will not be taken into account and will not form part of it.
  1. Jurisdiction: The Courts of Athens are competent to resolve any disputes arising out of this contract.